With a policy that best fits the unique needs of vacant risks.
If a home becomes vacant, a standard homeowners policy may give the carrier the right to cancel mid-term, lower coverage levels, or
even deny a claim. American Modern protects your business by giving your customers the kind of coverage that will keep them on your
American Modern offers 3-, 6- and, in some states, 12-month automatically renewing policies.
Vacant manufactured homes are eligible, too.
We also offer vacant coverage solutions for our owner, seasonal, and rental dwelling policies:
Vacancy Permission Endorsement helps keep the policy in force without having
to cancel or switch to a different policy, if a home becomes temporarily vacant.*
Vacant Home Builder’s Risk Renovation Coverage insures the renovation amount
prior to completion; perfect for vacant homes going through major renovations.*
For your vacant dwelling business...
American Modern is the right fit.
*Not available in all states.
Find out how American Modern might be the best fit for you and your vacant dwelling customers.