National
Under writer
Experts Identify the
Big Opportunities,
Challenges in 2012
Page 32
TOP STORIES OF THE WEEK
Execs, Analysts Differ
on State of the Market
Insurance company executives and
industry analysts debate whether the mar-
ket is turning, and why the traditional
insurance-pricing cycle may no longer be
relevant given the sophisticated tools in-
surers now use to measure risks. E Page 6
Thailand Floods Could Cause up
to $11B in Insured Losses
Flooding in Thailand is expected to be
a meaningful loss event for reinsurers in
the 2011 fourth quarter, with some reinsurers already reporting loss estimates of
over a half-billion dollars. E Page 7
Fitch Says Brokers’ Earnings
Expected to Remain Stable
Insurance brokers get a stable outlook
from Fitch Ratings, but the rating agency
highlights growth challenges for the
coming year. E Page 7
Holiday Wishes of Agents, Brokers
While insurance professionals continue
to adopt best practices and ponder their
wish lists for 2012, they should also count
their blessings, says Reagan Consulting
CEO Bobby Reagan. E Page 34
COLLApSIng
COMMISSIOnS
Selling Employee Benefits in a
Time of Health-Care Reform
Page 29