National
Under writer
Agents and Brokers Weigh in on
Top Trends, Including Captive
Carriers Courting Independents
Page 18
TOP STORIES OF THE WEEK
polled Execs Look Forward to
Increases in Select Lines
Industry executives surveyed at the
Property/Casualty Insurance Joint
Industry Forum are optimistic about
improved profitability in 2012. E Page 6
A&B Employment Up,
While p&C Job Growth Stalls
Latest numbers show employment at
P&C carriers was flat while agent &
broker employment increased to its
second-highest level in nearly
two years. E Page 7
In Challenging Times, Nonprofits
See pockets of price-Hardening
The social-services sector has shown
signs of improvement over the past
six months, as the market continues to
harden and prices slowly inch upward.
E Page 22
Four Risk Areas for Restaurants
Attempting to rebuild their businesses,
restaurants are trying new techniques
and offering different services. By
asking the right questions at renewal
time, agents can help restaurant owners
identify all the proper ingredients for
complete coverage. E Page 24
NORTHERN
EXPOSURES
oil Boom in North dakota is a Boon for Independent Agents
See page 16
SCHooL oF RISk
Universities Look to Empower
the Next Generation of
Enterprise Risk Managers
Page 20
