National
Under writer
THE LEADER IN PROPERTY & CASUALTY NEWS
Proposed Law Could Open Sunshine
State to More Surplus Carriers
Page 20
TOP STORIES OF THE WEEK
Ratings Agencies Examine
Implications of P&C/Life Split
at Hartford
Moody’s says the separation would mean
a more favorable credit outlook for the
property & casualty business—but Fitch
Ratings holds back on assigning positive or
negative credit implications. E Page 6
After Willis Q4 Net Income
Plummets, Contingent
Commissions Back on Table
Willis Group Holdings reports a 57 percent
net-income Q4 loss and reveals plans to
start collecting contingent commissions
on employee-benefits business—despite its
CEO’s previous protestations. E Page 6
CLASSIC
COVERAGE
Revvin’ Up Revenue: Collectible Cars Can Shift
an Agent’s Business into High Gear See page 14
CFA: Insurers Becoming
Risk-Avoidance Experts
The Consumer Federation of America
accuses insurers of shifting the cost of risk
to consumers and taxpayers, sidestepping
their role as risk-takers. E Page 7
Image by American Collectors Insurance
Former Aon CEO: Carving Your
Own Niche Essential to Survival
Patrick G. Ryan, founder and former
CEO of Aon, tells industry leaders that
opportunities remain for budding
entrepreneurs—and specialty skills are
one key to success. E Page 10
PROTECTING PROFITS
How Credit Insurance Is Changing
the Game for Risk Managers
Page 13
