National
Under writer
Despite Deepwater Disaster,
It’s Still a Buyer’s Market
Page 20
STANDING TALL
TOP STORIES OF THE WEEK
Reports Show Rates
Continue to Rise
Evidence of a market turn continues to
mount, as a survey of commercial-lines
executives shows rates rose 3 percent in Q4
2011—and recent analysis contends that
rates could climb by as much as 10 percent
over this year. E Page 6
Florida PIP Reform Heads
to Governor’s Desk
The Florida Legislature has passed a mea-
sure to help bring reform to the state’s auto-
insurance system. The bill is designed to fix
what the industry has called a significantly
broken auto-insurance system plagued by
abuse and fraud. E Page 7
A ‘Progressive’ Approach to Selling
Progressive Insurance, which offers coverage both through its direct channel and
via independent agencies, is now leveraging its technology investments in order to
maximize its buyer experience—regardless
of platform. E Page 10
RMS 11 Impact on Renewal Rates:
‘Noticeable but Not Dramatic’
The impact on reinsurance pricing of the
substantial updates to the U.S. hurricane
model has so far been less than many ex-
pected—but watch out for steeper increases
at the summer negotiations. E Page 27
Local Knowledge, Personal Touch Help Small/Regional Carriers
Compete Against Insurance Goliaths
See page 14
INTEGRATING
TREASURY & RISK
Risk Managers Discuss
Presenting Data to Financial
Decision-Makers
Page 25
