Fast Track to Loss Control: Liberty Mutual’s ‘Sk
Clients a Visceral Lesson in the Value of Anti-Lo
Commercial-fleet customers learn safe-driving strategies that reduce claims, save lives; NU edi
■ LIBERTY TO EXPERIMENT
BY BRYANT ROUSSEAU
WHILE IT MAY lack the twists and turns of the test tracks used by Porsche and Ferrari, Liberty
Mutual’s “skid pan” at its Research Institute
for Safety still sees a lot of stomach-churn-ing driving—and the three-acre automotive
test area employs a lot of serious science to
help make roads safer for everyone.
For the insurer’s numerous commercial-fleet customers, the test track is the home
of the in-vehicle training segment of the
Liberty Mutual Decision Driving Program.
Thousands of truck drivers—and at least
one insurance reporter—have learned safer
driving habits on this specially built track.
DON’T KNOW JACK(KNIFE)
While the skid pan lends itself to many uses,
one of the most important is demonstrating
to clients—in an unforgettable fashion—
just how important anti-lock brakes can
be in preventing commercial-vehicle
accidents—and the six-figure (or higher)
claims that accompany them.
These days the number of jackknifes is
drastically lower than in years past—due mostly
The “skid pan” simulates
treacherous driving conditions.
“The most common type of crash event
the commercial vehicles we insure used to
suffer was jackknifes,” says Dave Money,
technical director of transportation for
Liberty Mutual. “Drivers would hit the brakes
hard in an emergency, and the first thing the
vehicle wants to do is spin—and spin quick.”
The average cost to Liberty Mutual for a
jackknife claim 10 years ago was $170,000.
“Think about it,” says Money. “The tractor
is $100,000; the trailer is worth $20,000.
It doesn’t take much—just a little extra
property damage—to get to that figure.”
to advances in anti-lock brake systems (ABS),
which prevent the wheels from seizing up and
causing a loss of control. ABS have prevented
80-85 percent of jackknifes, according to
Money. “The result has just been phenomenal
in the commercial-vehicle industry and with
our insureds,” he adds.
Property and Casualty is partnering with Great Insurance Jobs.com — the 1 insurance
career website for both employers and jobseekers.
Business Card Listing
FEATURED JOB LISTINGS
To apply or view listings visit the Career
Center at propertycasualty360.com
Job Title ................................. City, State
All listings are featured online for 60 days in PropertyCasualty360’s Career Center, powered by GreatInsuranceJobs.com.
For pricing contact: Martha;Frechette;|;Marketplace/Classified;Account;Manager;|;213-896-9210;|;firstname.lastname@example.org