p. 12
SUCCESS IN THE
‘NEW NORMAL’:
WILL SCALE
PREVAIL?
AGENT
SURVEY:
NEW YEAR’S
GOALS
REVISITED
p. 18
NATIONAL UNDERWRITER
2016 MARKET GUIDE
NATIONAL
UNDERWRITER
PROPERTY & CASUALTY
December // 2015 // Volume 119 // No. 13
www.PropertyCasualty360.com